Genie Medicare
Poof, instantly see lowest Medicare rates to save!
Your Genie Will Help You Compare Free Medicare Supplement,
Advantage, Part D, final expense and hospital plans in seconds.
See real prices first. Talk to a licensed agent only when you want to.
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Five quote engines
Pick what you want to compare
Each engine pulls live rates for your answers and lists them lowest price first.
Medicare Supplement
Medigap plans that pay what Original Medicare doesn't. Same benefits at every company, so price is what matters.
Compare supplement rates MedicareMedicare Advantage
All-in-one Part C plans with star ratings, copays, drug coverage and extras like dental and vision.
Compare advantage rates MedicarePart D Drug Plans
Stand-alone prescription drug plans to pair with Original Medicare and a Supplement.
Compare Part D rates Life insuranceFinal Expense
Whole life coverage from $2,000 to $50,000 that helps your family with funeral and end-of-life costs.
Compare final expense rates Health insuranceHospital Indemnity
Cash paid straight to you for every day in the hospital. A popular partner for Medicare Advantage.
Compare hospital ratesHow it works
Three wishes. No catch.
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1
Tell us a little
Your ZIP code and a few basics. No name, phone number or email.
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2
See every rate
Live prices from dozens of companies, lowest first, with the details that matter.
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3
Talk only if you want to
Pick a plan and one licensed agent calls you. Never a list of strangers.
Medicare 101
Supplement or Advantage?
The biggest Medicare choice you'll make. Here's the short version.
| Feature | Medicare Supplement | Medicare Advantage |
|---|---|---|
| Doctors | Any doctor in the U.S. who takes Medicare | Usually a network (HMO or PPO) |
| Monthly premium | Higher, but few bills later | Often $0 to low |
| When you get care | Little to nothing out of pocket | Copays, up to a yearly limit |
| Drug coverage | Add a Part D plan | Usually built in |
| Dental, vision, hearing | Not included | Often included |
Mark your calendar
Medicare enrollment periods
Timing changes what you can buy and what you pay. These are the dates that matter.
Initial Enrollment
7-month window
Starts 3 months before the month you turn 65 and ends 3 months after.
Medigap Open Enrollment
6 months
Starts when Part B begins. Companies can't turn you down or charge more for health.
Annual Enrollment
Oct 15 – Dec 7
Join, switch or drop Medicare Advantage and Part D plans for next year.
Advantage Open Enrollment
Jan 1 – Mar 31
Already in Medicare Advantage? Switch plans or go back to Original Medicare once.
Questions
Good questions, straight answers
Is it really free to compare rates?
Yes. Comparing is free and you never have to give us your name, phone number or email to see prices. If you want help, click "Talk to an agent" on a plan and a licensed agent will call you.
Where do the rates come from?
Medicare Supplement, Medicare Advantage, Part D and hospital indemnity rates come from CSG Actuarial, which collects filed rates and CMS plan data. Final expense rates come straight from the insurance companies' rate tables.
Are the prices exact?
They are the companies' current rates for your answers. Your final price is set when the insurance company reviews your application, and some plans ask health questions.
What is the difference between Medicare Supplement and Medicare Advantage?
A Supplement works with Original Medicare and pays most of what it doesn't, so you can see any doctor who takes Medicare. Medicare Advantage replaces Original Medicare with a private plan, usually with a network, lower premiums and extras like dental and vision.
Will I get a lot of calls?
No. We never sell your details to a list of agents. Only the licensed agent helping with the plan you picked will contact you, and only if you ask.
When can I sign up or switch plans?
You can buy a Medicare Supplement any time, but your best chance is the 6 months after your Part B starts. Medicare Advantage and Part D changes usually happen during Annual Enrollment, October 15 to December 7.
Make your Medicare wish
See every rate in your ZIP code now, or talk to a licensed agent who'll do the comparing for you.